Home loan tips, tricks and general goodness.

How long does your Purchase-Ready Approval last?

Getting your Purchase-Ready Approval is a big deal — it's your one-way ticket to getting the upper hand at open houses (realtors love them, other buyers fear them). But what if you've got your Purchase-Ready Approval and haven't found a place? Chill. You've got time — find out how just how much here.

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The best reno tips to give you the most bang for your buck

Ahhh, renovations. They can seriously boost the value of your home, and give it a fresh new look. But if you're not careful, they can also blow your budget, and your schedule, out of the water. That's why it's more than handy to take a look into some time and wallet-friendly renovation options before you take the hammer to the wall.

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These parts of your Loan Estimate are the key to getting the best deal.

When you think of loan docs, you probably think of boring paperwork that makes your eyes glaze over. But some of them are pretty damn important, and your LE could be the difference between you getting a sweet deal, and ending up in a loan nightmare.

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Woohoo! You're approved — now you can let loose a bit! Not so fast...

You've gone through the application and the nail-biting wait to find out if you're approved for a home loan and you've done it! So now you can stop being so money-careful and get that extra-large fish tank, right? Sorry to say you better put Henry the fish's new home back on the shelf until you've got the keys to avoid messing with your approval.

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Heads up, you could be paying a lot less in closing costs.

Does the idea of paying your closing costs incite a heavy sweat for both and your wallet? How about if we told you it's pretty easy to cut down a decent chunk of those costs? The 'almost too good to be true' rundown is right this way.

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Picking up what we're putting down?

You're just a cruisy 15 minutes away from knowing exactly where you stand.