Google 4.7

Pump up your passive income with STR loans

Apply in less than 10 minutes
More loan types
Get loan options fast
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Why go with us?

Qualify with short term rental income, not yours — then float in the pool while the rent rolls in

Tailored STR application

Tailored STR application

We don’t cram you down the normal path and ask you for personal income and W2s — so you’re done in less than 10 minutes.

Use STR income to qualify

We use DSCR loans to qualify with the STR’s income history, not your personal income and W2s. No need for leases either.

Get clarity faster

You’ll get a reliable approval and loan options in quick time, so you can work out your ROI right then and there.

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Watch the shortest path to STR

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Would totally work with Beeline again.

Fast and Responsive! Everyone at Beeline was helpful and the process went smoothly. They quickly responded to all of my questions, and provided the best rates I could find. Would totally work with Beeline again. Thanks Alex!

EarlChicago, IL

5 star team!

I was looking to get financing on a property that I owned. I checked out several online mortgage sites and ended up selecting Beeline. Having never used an online service I started out a bit skeptical. It turned out to be a wonderful and easy process from start to finish. Every person that I spoke with was helpful and knowledgeable. Even when an unusual problem arose through no fault of Beeline they worked quickly and had it resolved in a few hours. I was especially grateful to the help I received from Mo Agrawal, Aiden Lerner and Cody Sellers. All three were 5-star and greatly appreciated.

MikeCincinnati, OH

Great to work with

Beeline was great to work with. Makalee was very responsive and helpful through the process. I bought my 3rd property with Beeline and will most definitely call Makalee for my next one!

ThomasQuincy, MA
Seize the STR opportunity

There’s no limit to the number of STRs you can own — your income won’t restrict you.

  • Minimum 20% down payment
  • Credit score of 660 and up
  • 6 months’ reserves
  • Monthly rent should exceed principal + interest + insurance + taxes + HOA
  • In 2024, 86% of world travellers booked a short term rental (STR) and it’s expected to grow 10% by 2025.
  • So how do we seize this opportunity? With DSCR loans (debt service coverage ratio).
  • Because eligibility is based on rental income, you’re not restricted by personal income — so you can keep buying lots of properties = lots of cash flow!
  • For purchase, it helps if you’ve owned STRs in the area (250 miles). You’ll need at least 12 months’ history of paying a mortgage or rent too.
  • Refis need 12 months’ historical STR income (ideally 24) and 12 months’ projections — if not, we can use LTR income.
self-employed
Not sure?

Chat to a Loan Guide about the shortest path to your STR loan.

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