Pump up your passive income with STR loans

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Rated 4.8 out of 5 on Google

Trusted, rated, loved

Dream team!

Chelsea and Jamie were a dream team- who made the process easy. Any time I didn’t understand something a quick email, text, or call and I would have an answer. This is my second time working with Chelsea and I want to keep her, and now Jamie, as my go to team for purchasing or refinancing investment properties. Thanks!

DeidraColumbia, SC

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

I'll be using them again

Beeline has a great team and did an amazing job getting my loan closed. I will be using them again.

DanielMelbourne, FL

Qualify with short term rental income, not yours — then float in the pool while the rent rolls in

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Seize the STR opportunity

There’s no limit to the number of STRs you can own — your income won’t restrict you.

  • Minimum 25% down payment
  • Credit score of 600 and up
  • 6 months’ reserves
  • Monthly rent should exceed principal + interest + insurance + taxes + HOA
  • In 2024, 86% of world travellers booked a short term rental (STR) and it’s expected to grow 10% by 2025.
  • So how do we seize this opportunity? With DSCR loans (debt service coverage ratio).
  • Because eligibility is based on rental income, you’re not restricted by personal income — so you can keep buying lots of properties = lots of cash flow!
  • For purchase, it helps if you’ve owned STRs in the area (250 miles). You’ll need at least 12 months’ history of paying a mortgage or rent too.
  • Refis need 12 months’ historical STR income (ideally 24) and 12 months’ projections — if not, we can use LTR income.
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Watch the shortest path to your new home

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.