STR loans - qualify with short term rental income, not yours

Why go with us?

Qualify with short term rental income, not yours — then float in the pool while the rent rolls in

Tailored STR application

We don’t cram you down the normal path and ask you for personal income and W2s — so you’re done in less than 10 minutes.

Use STR income to qualify

We use DSCR loans to qualify with the STR’s income history, not your personal income and W2s. No need for leases either.

Get clarity faster

You’ll get a reliable approval and loan options in quick time, so you can work out your ROI right then and there.

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Tailored STR application

We don’t cram you down the normal path and ask you for personal income and W2s — so you’re done in less than 10 minutes.

Use STR income to qualify

Get clarity faster

Fast, stress-free closing

Watch the shortest path to STR

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Katie and Corina were great

Katie and Corina were great. Really appreciate it!

TevaLenox, MA

Excellent experience

Excellent experience. Streamlined, efficient, questions and concerns were explained and resolved immediately.

DonnaBel Air, MD

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

Seize the STR opportunity

There’s no limit to the number of STRs you can own — your income won’t restrict you.

Minimum 25% down payment
Credit score of 600 and up
6 months’ reserves
Monthly rent should exceed principal + interest + insurance + taxes + HOA

In 2024, 86% of world travellers booked a short term rental (STR) and it’s expected to grow 10% by 2025.
So how do we seize this opportunity? With DSCR loans (debt service coverage ratio).
Because eligibility is based on rental income, you’re not restricted by personal income — so you can keep buying lots of properties = lots of cash flow!
For purchase, it helps if you’ve owned STRs in the area (250 miles). You’ll need at least 12 months’ history of paying a mortgage or rent too.
Refis need 12 months’ historical STR income (ideally 24) and 12 months’ projections — if not, we can use LTR income.