It’s surprisingly easy for foreign nationals to get home loans.

Just 25% down plus three simple things.
Qualify with rental or personal income.
Get your US properties proliferating, pronto.

4.6

A+

Watch how to apply in under 10 minutes.

4.6

A+

Believe it or not — it’s easier for a foreign national to get a loan than it is for a US citizen.

We mostly use DSCR loans (debt service coverage ratio) which qualify with the property’s rental income instead of personal income.

First up you’ll need 25% downpayment.

But it could be less if you have established US credit history and a work visa.

After that it’s just a US bank account, two credit references and a US visa (or be from a visa waiver country).

It’s super easy to get started.

Talk to one of our Loan Guides — you’ll have direct contact with the same person the whole way through.

Apply online if you have a US cell and address. If not, your Loan Guide will walk you through. Either way it’s fast and easy.

Where it makes sense, we use the property’s rental income to spare you the cross border personal income cross examination.

They do foreign national loans all the time and love making it happen and supporting you through every step.

25% downpayment or lower with an established US credit history and work visa.

A valid visa or be from a country participating in the visa waiver program.

Two credit references (credit card or car loan history), it can be a no score mortgage loan.

A US bank account.