Make a Beeline

Hooray for FHA!

With down payments as low as 3.5%.
And lower rates than conventional loans.
It’s time to plan a mega housewarming. 


Watch how to apply in under 10 minutes.


As seen in

Home loans like
never before.


Applying is effortless — there’s barely any typing.

Our smart application adjusts to you. In 10 minutes you’re done. Next up it’s your pre-approval and loan options.  


Get certainty faster.

More reliable pre-approvals and loan options in quick time — then your Loan Guide can help you choose ‘the one.’  


Lower rates, down payments and credit scores.

You can apply with as little as 3.5% down, and lower credit scores get a look-in too. 


Fast, stress-free closing.

Your dedicated Loan Guide, your Beeline Tracker and our tech mean less back and forth and you’re always in the loop. 

Lender love letters. 



FHA has come a long way — and mortgage insurance is cheaper.  


So FHA might be the best option for you right now. 

Firstly rates are usually lower, so that helps. 

Then in 2023 mortgage insurance rates were reduced — so FHA may work out to be more affordable than a conventional loan. 

Down payment can be as low as 3.5%. There’s more flexibility with credit scores too.  

And how about this nice feature — if you’ve had the loan more than 210 days since your first payment and rates drop, you can refi without an income check or appraisal. 

The upsides of ownership and other big pluses make FHA a contender. 

Apply now 

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Get the green light, not a guesstimate. 

Beeline pre-approvals are more reliable than typical pre-approvals. They’re 95% likely to close* — so you’ll be truly ready to purchase. 

Take it house shopping knowing it’s not going to disappoint later. 

Yours is waiting for you, rates and all — so you’ll be making offers like a boss. 

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Never feel alone — your Loan Guide will
navigate you the whole way.

Not sure if you’re ready? Chat to a Loan Guide.

Apply in 10 mins
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Get the loan out of the way and
get to your happy place. 

While we’re a lender, we know the loan itself is less important than taking you where you want to be. 

And where’s that? 

In your new home, snuggling on the sofa and finding your new local coffee hangout? 

FHA loans can take you there... 

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