Home loan tips, tricks and general goodness.

Decoding Home Depot — no more trips spent scratching your head.

Sick of wandering the aisles of the renovation wonderland that is Home Depot and coming out 2 hours later with a plant and zero progress? We've got the map to all the tips, tricks and secret services to make you life easier.

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Is your perfect refi fit a fixed or adjustable rate?

This just in: a refi isn't a one-size-fits-all. And why you want to refi can change what type of loan is will suit you. Lucky for you we've wrapped up when a fixed or ARM refi is your best bet.

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How to calculate the break-even point for your refi without long division.

Turns out knowing your refi break-even point — right down to the month — can be figured out before your DoorDash arrives. Get your calculator-app-friendly equation now.

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Ready to take the training wheels off and refinance? Read this first.

Before you hit the pedals and ride off into a refi-sunset, it's good to know you're in for a smooth ride. Lucky for you we've gone through when you're good to roll, and when you should hit the brakes on that refi.

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All the ways to reinvest your cash-out refi that you probably haven't considered

Hint: A cash-out doesn't just have to be used to pay down debt or upgrade that patio with the holes in it. But you probably should patch that up.

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Picking up what we're putting down?

You're just a cruisy 15 minutes away from knowing exactly where you stand.