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Bank statement loans — no tax returns needed

Apply in less than 10 minutes
Bank deposits for income
For self-employed and gig workers
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Why go with us?

Being self-employed and writing everything off is great — until you need a home loan

Effortless application

Effortless application

A path just for small business owners, contractors and gig economy workers — you’re done in less than 10 minutes.

No tax returns or W2s

Steer clear of tax returns and W2s and use your bank statements or 1099s to qualify for a higher loan amount.

More ways to get pre-approved

We can explore conventional loans first — if it’s no-go, let’s get you qualified with your bank statements.

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Great people

Great people. Makalee closed three loans smoothly and quickly. Thank you Makalee

ChristianSheppton, PA

Closed in under 3 weeks!

Makalee and the team at Beeline were amazing. I have bought and sold 100's of properties and the service they provided was extraordinary. I needed to close the loan in under 3 weeks and Makalee came through with room to spare. The service was impeccable and the fees were very reasonable. Would highly recommend Makalee and Beeline.

DavidHendersonville, NC

Can't wait to work with them again!

I just had the best lending experience that I have ever had. Ben Martin, & Jamie Childress were all great to work with. The entire process from the application to the closing was exceptionally speedy, efficient, and enjoyable. I can't wait to work with them again for other properties soon!

BrandonDallas, TX
More loan options

You’re more likely to get approved and less likely to waste time

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Interest-only available
  • Having irregular income and tax write offs can make getting a home loan very frustrating.
  • So welcome to the world of bank statement loans!
  • You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
  • The loan amount you can get is usually higher too.
  • Don’t let your lumpy income or tax write offs get in the way of the property you want.
self-employed
Not sure?

Chat to a Loan Guide about the shortest path to your home loan

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