Bank statement loans — no tax returns needed

Loans for small business owners, contractors and gig economy workers.

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

Simple

Beeline made the home buying process easy and simple. Would highly recommend to anyone looking to get a loan.

ArslanClarksburg, MD

3 loans done!

Good job Rob!! 3 loans done can't wait for the next one!

JaneenMaple Heights, OH

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

Being self-employed and writing everything off is great — until you need a home loan

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Close now and your next refi is free.*

Get the best of both worlds. A 10-minute application and speedy closing now — and the peace of mind knowing you’ve got a free refi* when rates drop in future.

*Terms and conditions here
Find your perfect fit

More loan options mean you’re more likely to find one that works for you

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Interest-only available
  • Having irregular income and tax write offs can make getting a home loan very frustrating.
  • So welcome to the world of bank statement loans!
  • You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
  • The loan amount you can get is usually higher too.
  • Don’t let your lumpy income or tax write offs get in the way of the property you want.
self-employed

Watch the shortest path to your new home

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.