Tap your equity in as little as 14 days with a HELOC
With a Home Equity Line of Credit (HELOC), you can access your home’s equity and get up to $1M in days — without losing your low mortgage rate
Apply in less than 10 minutes
Fast approval for up to $1M
Access the cash as and when you need it
Keep your low rate from first mortgageApply in less than 10 minutesFast approval for up to $1MAccess the cash as and when you need itKeep your low rate from first mortgage
The gist
Access revolving credit for less than the cost of a credit card or personal loan
The beauty of a HELOC is it offers all the flexibility of revolving credit, without the super high interest rates. And because it’s a second mortgage, you won’t upset the low rate on your first loan.
Why a Beeline Home Equity Line of Credit?
Peace of mind without paying through the nose
Flexible qualifying options
If you’ve got tax returns and W2s, great! If your income isn't a straightforward pay stub, you can qualify using bank statements, 1099s or a CPA-prepared P&L. And we even do a DSCR HELOC — you qualify using the property’s income, not your own.
We can do HELOCs on primary, second home and investment properties
Why refinance your whole mortgage?
You can use a HELOC as a second mortgage — so you only borrow what you need and your low rate stays on your current mortgage, untouched. That means today's pricing applies to a fraction of your debt instead of all of it. If you already own, free and clear, lucky you! You can also get a HELOC, it just acts as your first lien.
Have the money ready to go for when you need it
If you’ve got something costly coming up, but you’re not entirely sure what the exact cost is going to be, a HELOC is the perfect safety net. You can take a HELOC out, pay your balance down to zero, and during that repayment cycle, you can draw out as needed. Think renovations, or maybe you’re looking for a new property — having that money ready means you can make strong offers, fast.