Access your equity without losing your low rate
With a HELOAN (Home Equity Loan), you can get up to $1M in days, and keep your current rate
Apply in less than 10 minutes
Fast approval for up to $1M
Have money in days
Keep your low rateApply in less than 10 minutesFast approval for up to $1MHave money in daysKeep your low rate
Why we do it
Cheaper than a HELOC, a HELOAN (Home Equity Loan) frees you up — without upsetting your rate
Because a HELOAN is a second lien, the rate you already have stays untouched. You're not refinancing a rate you'd rather keep in order to reach equity you've already built.
Why a Beeline HELOAN?
Tap your equity and keep your low mortgage rate — it’s a win-win!
Flexible qualifying options
If you’ve got tax returns and W2s, great! If your income isn't a straightforward pay stub, you can qualify using bank statements, 1099s or a CPA-prepared P&L. And we even do a DSCR HELOAN — you qualify using the property’s income, not your own.
Why refinance your whole mortgage?
A HELOAN is a fixed-rate second-lien — so you only borrow what you need and your low rate stays on your current mortgage, untouched. That means today's pricing applies to a fraction of your debt instead of all of it.
Put more in your pocket each month
HELOAN rates are lower than HELOC rates — and importantly, are much lower than credit card rates. So extinguishing stressful payments with a HELOAN can cut your overall debt payments so you’ll have more money to play with.