Why should you get a bank statement loan with Beeline?
Across Texas, we approve you on real cash flow — energy, tech and the trades included — not a tax return.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
A fast closing now and a free refi* later — peace of mind for Texans watching the rate market.
*Terms and conditions here
Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Self-employed in Texas? Your tax return doesn't tell your real income story
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Texans
The more options on the table, the better the fit for your Texas purchase
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- For Texans whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from the Gulf Coast to the Hill Country — you've got room to choose.
Watch how fast 10 minutes really is in Texas
Ten minutes, no tax returns — watch a Texas application come together start to finish.