Get a bank statement loan in Arkansas

Built for Arkansas's owner-operators, poultry haulers and retail vendors. Qualify on deposits, not paperwork.

Why should you get a bank statement loan with Beeline?

Across Arkansas, we approve you on real cash flow — trucking, poultry and retail included — not a tax return.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

A fast closing now and a free refi* later — peace of mind for Arkansans watching the rate market.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

So glad I went with Beeline!

So glad I went with Beeline. They had better rates than 3 other lenders, some great tech to guide me along the process, and the people were absolutely fantastic. Thanks to Ethan and Jamie for their professionalism. Highly recommended tam and company!

ReaganLawrence, KS

Self-employed in Arkansas? Your tax return doesn't tell your real income story

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Built for Arkansans

The more options on the table, the better the fit for your Arkansas purchase

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • For Arkansans whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from the Ozarks to the Delta — you've got room to choose.
self-employed

Watch how fast 10 minutes really is in Arkansas

Ten minutes, no tax returns — watch an Arkansas application come together start to finish.

Commonly asked questions about our bank statement loans in Arkansas