Why should you get a bank statement loan with Beeline?
Tennessee's self-employed shouldn't be punished for smart write-offs. We qualify you on deposits.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
Lock in your Tennessee home today with a speedy closing, and rest easy knowing you've got a free refi* waiting for when rates fall.
*Terms and conditions here
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Hundreds of happy homeowners
In Tennessee, smart write-offs are great — until a lender asks for tax returns
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Tennesseans
More ways to qualify — so more Tennesseans find the loan that fits
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- Traditional lenders want two clean years of tax returns. Most Tennessee business owners don't work that way. We look at 12-24 months of bank deposits or 1099 income instead — often unlocking a bigger loan than a tax return would allow.
See the shortest path to your Tennessee home
All over Tennessee, self-employed buyers are skipping the paperwork — see how fast it goes.