Get a bank statement loan in Rhode Island

Loans for Rhode Islanders who run their own show — small-business owners, marine trades and creatives.

Why should you get a bank statement loan with Beeline?

Approval based on your deposits — the way Rhode Islanders in small business, marine trades and the arts actually get paid.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

A fast closing now and a free refi* later — peace of mind for Rhode Islanders watching the rate market.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

Simple

Beeline made the home buying process easy and simple. Would highly recommend to anyone looking to get a loan.

ArslanClarksburg, MD

3 loans done!

Good job Rob!! 3 loans done can't wait for the next one!

JaneenMaple Heights, OH

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

Great Rhode Island income, lean tax returns — sound familiar?

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Rhode Islanders

More loan choices, a better shot at the right Rhode Island loan

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • For Rhode Islanders whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from Providence to the Newport shore — you've got room to choose.
self-employed

The shortest path home, from Providence to the Newport shore — watch it unfold

Ten minutes, no tax returns — watch a Rhode Island application come together start to finish.

Commonly asked questions about our bank statement loans in Rhode Island