Get a bank statement loan in Rhode Island

Loans for Rhode Islanders who run their own show — small-business owners, marine trades and creatives.

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Lock a bank statement loan now and save $2,999*

Lock a bank statement loan by October 31 and we'll waive the $1,999 origination fee and give you a $1,000 lender credit.

Get in quick — offer ends October 31.

*Offer valid on Bank Statement Loans with a loan amount of $250,000 or more that are locked with Beeline on or before October 31, 2026. $1,000 lender credit is applied at closing toward closing costs only; cannot exceed total closing costs, cannot be applied to down payment, and is not redeemable for cash. One credit per loan. Not available on brokered loans. Not combinable with other offers. Subject to credit and underwriting approval. Additional eligibility requirements may apply. Beeline reserves the right to modify or end this offer at any time.

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Why should you get a bank statement loan with Beeline?

Approval based on your deposits — the way Rhode Islanders in small business, marine trades and the arts actually get paid.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

A fast closing now and a free refi* later — peace of mind for Rhode Islanders watching the rate market.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

So glad I went with Beeline!

So glad I went with Beeline. They had better rates than 3 other lenders, some great tech to guide me along the process, and the people were absolutely fantastic. Thanks to Ethan and Jamie for their professionalism. Highly recommended tam and company!

ReaganLawrence, KS

Great Rhode Island income, lean tax returns — sound familiar?

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cashBank deposits for income
paperFor self-employed and gig workers
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Rhode Islanders

More loan choices, a better shot at the right Rhode Island loan

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • For Rhode Islanders whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from Providence to the Newport shore — you've got room to choose.
self-employed

The shortest path home, from Providence to the Newport shore — watch it unfold

Ten minutes, no tax returns — watch a Rhode Island application come together start to finish.

Commonly asked questions about our bank statement loans in Rhode Island

Beeline offers Bank Statement loans in

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