Get a bank statement loan in Ohio

Home loans for Ohio's small business owners, contractors and gig economy workers.

Why should you get a bank statement loan with Beeline?

Get approved based on how you earn, not how it looks on paper — wherever you are in Ohio.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

A fast closing now and a free refi* later — peace of mind for Ohioans watching the rate market.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

Simple

Beeline made the home buying process easy and simple. Would highly recommend to anyone looking to get a loan.

ArslanClarksburg, MD

3 loans done!

Good job Rob!! 3 loans done can't wait for the next one!

JaneenMaple Heights, OH

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

Being self-employed in Ohio and writing everything off is great — until you need a home loan

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Built for Ohioans

More loan options mean more Ohioans find one that works

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • For Ohioans whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from the three C's to Lake Erie — you've got room to choose.
self-employed

Watch the shortest path to your new Ohio home

Ten minutes, no tax returns — watch an Ohio application come together start to finish.

Commonly asked questions about our bank statement loans in Ohio