Why should you get a bank statement loan with Beeline?
Get approved based on how you earn, not how it looks on paper — wherever you are in Ohio.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
A fast closing now and a free refi* later — peace of mind for Ohioans watching the rate market.
*Terms and conditions here
Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Being self-employed in Ohio and writing everything off is great — until you need a home loan
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Ohioans
More loan options mean more Ohioans find one that works
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- For Ohioans whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from the three C's to Lake Erie — you've got room to choose.
Watch the shortest path to your new Ohio home
Ten minutes, no tax returns — watch an Ohio application come together start to finish.