Get a bank statement loan in Michigan

For self-employed Michiganders — qualify on how you earn, from Detroit to the Grand Rapids west side.

Why should you get a bank statement loan with Beeline?

Michigan's self-employed shouldn't be punished for smart write-offs. We qualify you on deposits.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

A fast closing now and a free refi* later — peace of mind for Michiganders watching the rate market.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

Simple

Beeline made the home buying process easy and simple. Would highly recommend to anyone looking to get a loan.

ArslanClarksburg, MD

3 loans done!

Good job Rob!! 3 loans done can't wait for the next one!

JaneenMaple Heights, OH

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

In Michigan, smart write-offs are great — until a lender asks for tax returns

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Built for Michiganders

More ways to qualify — so more Michiganders find the loan that fits

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • For Michiganders whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from Detroit to the Grand Rapids west side — you've got room to choose.
self-employed

See the shortest path to your Michigan home

Ten minutes, no tax returns — watch a Michigan application come together start to finish.

Commonly asked questions about our bank statement loans in Michigan