Why should you get a bank statement loan with Beeline?
Get approved based on how you earn, not how it looks on paper — wherever you are in Maryland.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
Lock in your Maryland home today with a speedy closing, and rest easy knowing you've got a free refi* waiting for when rates fall.
*Terms and conditions here
Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Being self-employed in Maryland and writing everything off is great — until you need a home loan
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Marylanders
More loan options mean more Marylanders find one that works
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- Traditional lenders want two clean years of tax returns. Most Maryland business owners don't work that way. We look at 12-24 months of bank deposits or 1099 income instead — often unlocking a bigger loan than a tax return would allow.
Watch the shortest path to your new Maryland home
All over Maryland, self-employed buyers are skipping the paperwork — see how fast it goes.