Get a bank statement loan in Kansas

For self-employed Kansans — qualify on how you earn, from Wichita to the Kansas City metro.

Why should you get a bank statement loan with Beeline?

Kansas's self-employed shouldn't be punished for smart write-offs. We qualify you on deposits.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

Lock in your Kansas home today with a speedy closing, and rest easy knowing you've got a free refi* waiting for when rates fall.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

So glad I went with Beeline!

So glad I went with Beeline. They had better rates than 3 other lenders, some great tech to guide me along the process, and the people were absolutely fantastic. Thanks to Ethan and Jamie for their professionalism. Highly recommended tam and company!

ReaganLawrence, KS

In Kansas, smart write-offs are great — until a lender asks for tax returns

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Built for Kansans

More ways to qualify — so more Kansans find the loan that fits

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Traditional lenders want two clean years of tax returns. Most Kansas business owners don't work that way. We look at 12-24 months of bank deposits or 1099 income instead — often unlocking a bigger loan than a tax return would allow.
self-employed

See the shortest path to your Kansas home

All over Kansas, self-employed buyers are skipping the paperwork — see how fast it goes.

Commonly asked questions about our bank statement loans in Kansas