Why should you get a bank statement loan with Beeline?
Get approved based on how you earn, not how it looks on paper — wherever you are in Iowa.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
Close any loan with us and get the best of both worlds — a 10-minute application and fast closing now, plus a free refi* when rates drop. Smart for any Iowa buyer.
*Terms and conditions here
Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Being self-employed in Iowa and writing everything off is great — until you need a home loan
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Iowans
More loan options mean more Iowans find one that works
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- Irregular income and tax write-offs can make an Iowa home loan frustrating. With a bank statement loan you qualify on monthly deposits or 1099s for 12 to 24 months — no tax returns or W2s. Loan amounts are usually higher, so the place you want stays in reach, from the Des Moines metro to the Quad Cities.
Watch the shortest path to your new Iowa home
If a 10-minute Iowa application sounds too good to be true, watch it unfold in this quick video.