Get a bank statement loan in Georgia

For self-employed Georgians — qualify on how you earn, from Atlanta's suburbs to the Savannah coast.

Why should you get a bank statement loan with Beeline?

Georgia's self-employed shouldn't be punished for smart write-offs. We qualify you on deposits.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

Close any loan with us and get the best of both worlds — a 10-minute application and fast closing now, plus a free refi* when rates drop. Smart for any Georgia buyer.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

So glad I went with Beeline!

So glad I went with Beeline. They had better rates than 3 other lenders, some great tech to guide me along the process, and the people were absolutely fantastic. Thanks to Ethan and Jamie for their professionalism. Highly recommended tam and company!

ReaganLawrence, KS

In Georgia, smart write-offs are great — until a lender asks for tax returns

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
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Built for Georgians

More ways to qualify — so more Georgians find the loan that fits

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Irregular income and tax write-offs can make a Georgia home loan frustrating. With a bank statement loan you qualify on monthly deposits or 1099s for 12 to 24 months — no tax returns or W2s. Loan amounts are usually higher, so the place you want stays in reach, from Atlanta's suburbs to the Savannah coast.
self-employed

See the shortest path to your Georgia home

If a 10-minute Georgia application sounds too good to be true, watch it unfold in this quick video.

Commonly asked questions about our bank statement loans in Georgia