Get a bank statement loan in Florida

Home loans built for Florida's small business owners, contractors and gig economy workers.

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Lock a bank statement loan now and save $2,999*

Lock a bank statement loan by October 31 and we'll waive the $1,999 origination fee and give you a $1,000 lender credit.

Get in quick — offer ends October 31.

*Offer valid on Bank Statement Loans with a loan amount of $250,000 or more that are locked with Beeline on or before October 31, 2026. $1,000 lender credit is applied at closing toward closing costs only; cannot exceed total closing costs, cannot be applied to down payment, and is not redeemable for cash. One credit per loan. Not available on brokered loans. Not combinable with other offers. Subject to credit and underwriting approval. Additional eligibility requirements may apply. Beeline reserves the right to modify or end this offer at any time.

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Why should you get a bank statement loan with Beeline?

Get approved based on how you earn, not how it looks on paper — wherever you are in Florida.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

A fast closing now and a free refi* later — peace of mind for Floridians watching the rate market.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

So glad I went with Beeline!

So glad I went with Beeline. They had better rates than 3 other lenders, some great tech to guide me along the process, and the people were absolutely fantastic. Thanks to Ethan and Jamie for their professionalism. Highly recommended tam and company!

ReaganLawrence, KS

Being self-employed in Florida and writing everything off is great — until you need a home loan

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cashBank deposits for income
paperFor self-employed and gig workers
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Built for Floridians

More loan options mean more Floridians find one that works

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • For Floridians whose income doesn't fit a W2 box, bank statement loans qualify you on real deposits. Primary home, second home or investment — from the Panhandle to the Keys — you've got room to choose.
self-employed

Watch the shortest path to your new Florida home

Ten minutes, no tax returns — watch a Florida application come together start to finish.

Commonly asked questions about our bank statement loans in Florida

Beeline offers Bank Statement loans in

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