Why should you get a bank statement loan with Beeline?
Across Delaware, we approve you on real cash flow — small business and the trades included — not a tax return.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
Close any loan with us and get the best of both worlds — a 10-minute application and fast closing now, plus a free refi* when rates drop. Smart for any Delaware buyer.
*Terms and conditions here
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Hundreds of happy homeowners
Self-employed in Delaware? Your tax return doesn't tell your real income story
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Delawareans
The more options on the table, the better the fit for your Delaware purchase
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- Irregular income and tax write-offs can make a Delaware home loan frustrating. With a bank statement loan you qualify on monthly deposits or 1099s for 12 to 24 months — no tax returns or W2s. Loan amounts are usually higher, so the place you want stays in reach, from Wilmington down to the beaches.
Watch how fast 10 minutes really is in Delaware
If a 10-minute Delaware application sounds too good to be true, watch it unfold in this quick video.