Why should you get a bank statement loan with Beeline?
Approval based on your deposits — the way Californians in freelance, entertainment and tech actually get paid.
Apply in 10 minutes
Fast, stress free closing
Purchase with confidence
Qualify with irregular income
Min 660 credit score
Future-proof your rate with a free refi*
Close any loan with us and get the best of both worlds — a 10-minute application and fast closing now, plus a free refi* when rates drop. Smart for any California buyer.
*Terms and conditions here
Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Great California income, lean tax returns — sound familiar?
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Built for Californians
More loan choices, a better shot at the right California loan
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- Irregular income and tax write-offs can make a California home loan frustrating. With a bank statement loan you qualify on monthly deposits or 1099s for 12 to 24 months — no tax returns or W2s. Loan amounts are usually higher in California, so the place you want stays in reach, from Malibu to Modesto.
The shortest path home, from Malibu to Modesto — watch it unfold
If a 10-minute California application sounds too good to be true, watch it unfold in this quick video.