Get a bank statement loan in Alabama

Home loans for Alabama's small business owners, contractors and gig economy workers.

As seen in
logo-forbeslogo-bankratelogo-money

Lock a bank statement loan now and save $2,999*

Lock a bank statement loan by October 31 and we'll waive the $1,999 origination fee and give you a $1,000 lender credit.

Get in quick — offer ends October 31.

*Offer valid on Bank Statement Loans with a loan amount of $250,000 or more that are locked with Beeline on or before October 31, 2026. $1,000 lender credit is applied at closing toward closing costs only; cannot exceed total closing costs, cannot be applied to down payment, and is not redeemable for cash. One credit per loan. Not available on brokered loans. Not combinable with other offers. Subject to credit and underwriting approval. Additional eligibility requirements may apply. Beeline reserves the right to modify or end this offer at any time.

Apply now

Why should you get a bank statement loan with Beeline?

Get approved based on how you earn, not how it looks on paper — wherever you are in Alabama.

Apply in 10 minutes

Fast, stress free closing

Purchase with confidence

Qualify with irregular income

Min 660 credit score

Future-proof your rate with a free refi*

Close any loan with us and get the best of both worlds — a 10-minute application and fast closing now, plus a free refi* when rates drop. Smart for any Alabama buyer.

*Terms and conditions here

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

So glad I went with Beeline!

So glad I went with Beeline. They had better rates than 3 other lenders, some great tech to guide me along the process, and the people were absolutely fantastic. Thanks to Ethan and Jamie for their professionalism. Highly recommended tam and company!

ReaganLawrence, KS

Being self-employed in Alabama and writing everything off is great — until you need a home loan

stop-watchApply in less than 10 minutes
cashBank deposits for income
paperFor self-employed and gig workers
logo-forbeslogo-bankratelogo-money
Built for Alabamians

More loan options mean more Alabamians find one that works

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Irregular income and tax write-offs can make an Alabama home loan frustrating. With a bank statement loan you qualify on monthly deposits or 1099s for 12 to 24 months — no tax returns or W2s. Loan amounts are usually higher, so the place you want stays in reach, from the Gulf Coast up to Huntsville's Rocket City.
self-employed

Watch the shortest path to your new Alabama home

If a 10-minute Alabama application sounds too good to be true, watch it unfold in this quick video.

Commonly asked questions about our bank statement loans in Alabama

Beeline offers Bank Statement loans in

AlabamaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaGeorgiaIllinoisIndianaIowaKansasKentuckyLouisianaMarylandMichiganMississippiNorth CarolinaOhioOklahomaPennsylvaniaRhode IslandSouth CarolinaTennesseeTexasVirginiaWisconsin