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Get a DSCR Loan in Arkansas
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Why go with us?
Use the rental income, not your personal income — secure that deal in the Natural State, then onto the next.
Tailored DSCR application for Arkansans
We don’t cram you down the normal path and ask you for personal income and W2s — so you’re done in less than 10 minutes.
Use DSCR to get cash out
If there’s a lease, there’s likely equity — from Little Rock to Fayetteville, that means buying again or renovating to lift the rent.
Get clarity faster
Clear terms, fast turnaround — ideal when you're trying to close in Jonesboro or bid on a Hot Springs duplex this week.
Fast, stress-free closing
From Conway to the Fort Smith, your Loan Guide and Tracker keep things moving — no guesswork, no chasing.
Tailored DSCR application for Arkansans
We don’t cram you down the normal path and ask you for personal income and W2s — so you’re done in less than 10 minutes.
Use DSCR to get cash out
Get clarity faster
Fast, stress-free closing
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Lender love letters
Pump your AR portfolio
There’s no limit to the number of properties you can own — your income won’t restrict you
- Minimum 20% down payment
- Credit score of 640 and up
- Long and short term ok
- You can only grow your portfolio so much using personal income. So why not spread your wings and get into the world of DSCR?
- Conventional loans rely on your personal income to support loan payments — so after a couple of properties, you max out your ability to borrow.
- DSCR stands for Debt Service Coverage Ratio. The R is the ratio of the property’s gross rental income/debt. Debt includes principal + interest + tax + HOI. The higher the ratio the lower the interest rate.
- While DSCR loans have advantages, rates are slightly higher so if you’re not maxed with other properties, a conventional loan may be better. We’ll help you decide.
