Lock your rate and have it both ways. Be protected if they go up and benefit if they go down.Lock your rate and have it both ways. Be protected if they go up and benefit if they go down.

In two minds about whether to lock your rate?

What if you don’t lock, then rates go up? You’ll kick yourself.

But what if you do lock and they go down? And you feel like a chump?

No one wants to be a chump.

So why not have it both ways?

If you lock, but rates go down by more than 0.25%, reach out to your Loan Guide and they’ll drop the rate you locked by 0.125%.

Even if you’re well on your way to closing, you can still drop it down right up to 10 days before your closing date.

So lock your rate in, then sink deep into your sofa, knowing you’ve got it both ways, instead of worrying about rate movements — like a chump.