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Bank statement loans — no tax returns needed

Apply in less than 10 minutes
Bank deposits for income
For self-employed and gig workers
As seen in
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Why go with us?

Being self-employed and writing everything off is great — until you need a home loan

Effortless application

Effortless application

A path just for small business owners, contractors and gig economy workers — you’re done in less than 10 minutes.

No tax returns or W2s

Steer clear of tax returns and W2s and use your bank statements or 1099s to qualify for a higher loan amount.

More ways to get pre-approved

We can explore conventional loans first — if it’s no-go, let’s get you qualified with your bank statements.

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Would totally work with Beeline again.

Fast and Responsive! Everyone at Beeline was helpful and the process went smoothly. They quickly responded to all of my questions, and provided the best rates I could find. Would totally work with Beeline again. Thanks Alex!

EarlChicago, IL

5 star team!

I was looking to get financing on a property that I owned. I checked out several online mortgage sites and ended up selecting Beeline. Having never used an online service I started out a bit skeptical. It turned out to be a wonderful and easy process from start to finish. Every person that I spoke with was helpful and knowledgeable. Even when an unusual problem arose through no fault of Beeline they worked quickly and had it resolved in a few hours. I was especially grateful to the help I received from Mo Agrawal, Aiden Lerner and Cody Sellers. All three were 5-star and greatly appreciated.

MikeCincinnati, OH

Great to work with

Beeline was great to work with. Makalee was very responsive and helpful through the process. I bought my 3rd property with Beeline and will most definitely call Makalee for my next one!

ThomasQuincy, MA
More loan options

You’re more likely to get approved and less likely to waste time

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Interest-only available
  • Having irregular income and tax write offs can make getting a home loan very frustrating.
  • So welcome to the world of bank statement loans!
  • You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
  • The loan amount you can get is usually higher too.
  • Don’t let your lumpy income or tax write offs get in the way of the property you want.
self-employed
Not sure?

Chat to a Loan Guide about the shortest path to your home loan

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