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Bank statement loans — no tax returns needed

Apply in less than 10 minutes
Bank deposits for income
For self-employed and gig workers
As seen in
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Why go with us?

Being self-employed and writing everything off is great — until you need a home loan

Effortless application

Effortless application

A path just for small business owners, contractors and gig economy workers — you’re done in less than 10 minutes.

No tax returns or W2s

No tax returns or W2s

Steer clear of tax returns and W2s and use your bank statements or 1099s to qualify for a higher loan amount.

More ways to get pre-approved

More ways to get pre-approved

We can explore conventional loans first — if it’s no-go, let’s get you qualified with your bank statements.

Fast, stress-free closing

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Could not have been better!

I have never experienced this level of service or attention in my life! My loan guide made the process of getting a loan so easy, I felt like I had a personal assistant doing the work for me! Great rates, great customer service, every concern addressed instantly. I cannot think of any way Beeline could have made my home purchase better!

NathanielProvidence, RI

I'll be using them again

Beeline has a great team and did an amazing job getting my loan closed. I will be using them again.

DanielMelbourne, FL

Closed within 15 days!

They really stepped up when I needed them into and were able to close within 15 days! Outstanding service would definitely use them.

CaseyWillow Park, TX
More loan options

You’re more likely to get approved and less likely to waste time

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Interest-only available
  • Having irregular income and tax write offs can make getting a home loan very frustrating.
  • So welcome to the world of bank statement loans!
  • You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
  • The loan amount you can get is usually higher too.
  • Don’t let your lumpy income or tax write offs get in the way of the property you want.
self-employed
Not sure?

Chat to a Loan Guide about the shortest path to your home loan

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