Google 4.7

Bank statement loans — no tax returns needed

Apply in less than 10 minutes
Bank deposits for income
For self-employed and gig workers
As seen in
money
bankrate
fortune
cheddar
Why go with us?

Being self-employed and writing everything off is great — until you need a home loan

Effortless application

Effortless application

A path just for small business owners, contractors and gig economy workers — you’re done in less than 10 minutes.

No tax returns or W2s

Steer clear of tax returns and W2s and use your bank statements or 1099s to qualify for a higher loan amount.

More ways to get pre-approved

We can explore conventional loans first — if it’s no-go, let’s get you qualified with your bank statements.

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Outstanding service!

Makalee was awesome to work with and I would gladly work with her again! She was very knowledgeable and she provided outstanding service! Well done Makalee!!!

BrianEdgefield, SC

Makalee is awesome!

Makalee is awesome! I have worked with her on 2 DSCR loans thus far and she has been amazing! Would gladly work with her and the Beeline team in the future! Keep up the good work and the great customer service!

BrianEdgefield, SC

Very helpful

The Beeline team, including Alex, Frank and Aiden, were very helpful through my loan processing to buy my house and they did great. I was very happy to work with them.

KevinGreat Falls, VA
More loan options

You’re more likely to get approved and less likely to waste time

  • Minimum 20% down payment
  • At least 2 years’ self-employment
  • For primary, second and investment
  • Interest-only available
  • Having irregular income and tax write offs can make getting a home loan very frustrating.
  • So welcome to the world of bank statement loans!
  • You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
  • The loan amount you can get is usually higher too.
  • Don’t let your lumpy income or tax write offs get in the way of the property you want.
self-employed
Not sure?
Chat to a Loan Guide about the shortest path to your home loan
plant
coffee