4.8/ 643
Bank statement loans for self-employed borrowers
Use your bank statements to verify income, without relying on traditional tax returns.
Apply in 10 minutes
Fast, stress free closing
Qualify based on irregular income
Min 660 credit score
Built for the self employed and business ownersApply in 10 minutesFast, stress free closingQualify based on irregular incomeMin 660 credit scoreBuilt for the self employed and business ownersAs seen in
Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Being self-employed and writing everything off is great — until you need a home loan
Apply in less than 10 minutesBank deposits for incomeFor self-employed and gig workers
Close now and your next refi is free.*
Get the best of both worlds. A 10-minute application and speedy closing now — and the peace of mind knowing you’ve got a free refi* when rates drop in future.
*Terms and conditions here
Find your perfect fit
More loan options mean you’re more likely to find one that works for you
- Minimum 20% down payment
- At least 2 years’ self-employment
- For primary, second and investment
- Having irregular income and tax write offs can make getting a home loan very frustrating.
- So welcome to the world of bank statement loans!
- You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
- The loan amount you can get is usually higher too.
- Don’t let your lumpy income or tax write offs get in the way of the property you want.
Watch the shortest path to your new home
If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.