Bank statement loans - no tax returns, just bank deposits

Why go with us?

Being self-employed and writing everything off is great — until you need a home loan

Effortless application

A path just for small business owners, contractors and gig economy workers — you’re done in less than 10 minutes.

No tax returns or W2s

Steer clear of tax returns and W2s and use your bank statements or 1099s to qualify for a higher loan amount.

More ways to get pre-approved

We can explore conventional loans first — if it’s no-go, let’s get you qualified with your bank statements.

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Effortless application

A path just for small business owners, contractors and gig economy workers — you’re done in less than 10 minutes.

No tax returns or W2s

More ways to get pre-approved

Fast, stress-free closing

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Katie and Corina were great

Katie and Corina were great. Really appreciate it!

TevaLenox, MA

Excellent experience

Excellent experience. Streamlined, efficient, questions and concerns were explained and resolved immediately.

DonnaBel Air, MD

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

More loan options

You’re more likely to get approved and less likely to waste time

Minimum 20% down payment
At least 2 years’ self-employment
For primary, second and investment
Interest-only available

Having irregular income and tax write offs can make getting a home loan very frustrating.
So welcome to the world of bank statement loans!
You qualify based on bank statement deposits each month or 1099s for 12 to 24 months — so you don’t need tax returns or W2s.
The loan amount you can get is usually higher too.
Don’t let your lumpy income or tax write offs get in the way of the property you want.