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Surprisingly easy home loans for foreign nationals

Just 25% down plus three easy things
Use personal or rental income
Turbo charge your US portfolio
As seen in
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Why go with us?

Get access to 30-year fixed loans just like a US citizen

Light application and docs

Light application and docs

Apply online if you have a US cell and address. If not, your Loan Guide walks you through.   

No personal income verification

DSCR loans qualify with the rental income and spare you the cross border personal income cross examination.

Your very own Loan Guide

They do foreign national loans all the time and love making it happen and supporting you through every step.

Watch the shortest path to a foreign national loan

If applying in 10 minutes sounds too good to be true, watch it unfold here — it’s surprisingly easy.

Reviews

Lender love letters

Would totally work with Beeline again.

Fast and Responsive! Everyone at Beeline was helpful and the process went smoothly. They quickly responded to all of my questions, and provided the best rates I could find. Would totally work with Beeline again. Thanks Alex!

EarlChicago, IL

5 star team!

I was looking to get financing on a property that I owned. I checked out several online mortgage sites and ended up selecting Beeline. Having never used an online service I started out a bit skeptical. It turned out to be a wonderful and easy process from start to finish. Every person that I spoke with was helpful and knowledgeable. Even when an unusual problem arose through no fault of Beeline they worked quickly and had it resolved in a few hours. I was especially grateful to the help I received from Mo Agrawal, Aiden Lerner and Cody Sellers. All three were 5-star and greatly appreciated.

MikeCincinnati, OH

Great to work with

Beeline was great to work with. Makalee was very responsive and helpful through the process. I bought my 3rd property with Beeline and will most definitely call Makalee for my next one!

ThomasQuincy, MA
More loan options

Believe it or not — foreign nationals can get loans more easily than US citizens

  • Minimum of 25% down payment for purchase
  • A valid visa or be from a visa waiver program country
  • Two credit references (credit card or car loan history)
  • A US bank account
  • We mostly use DSCR loans (debt service coverage ratio) to qualify with the property’s rental income instead of personal income.
  • It can be less than the 25% down payment if you have established US credit history and a work visa.
  • After that it’s just a US bank account, two credit references and a US visa (or be from a visa waiver country).
  • It’s super easy to get started. Talk to one of our Loan Guides.
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Not sure?

Chat to a Loan Guide about the shortest path to your foreign national loan

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