Google 4.7

Surprisingly easy home loans for foreign nationals

Just 25% down plus three easy things
Use personal or rental income
Turbo charge your US portfolio
As seen in
money
bankrate
fortune
cheddar
Why go with us?

Get access to 30-year fixed loans just like a US citizen

Light application and docs

Light application and docs

Apply online if you have a US cell and address. If not, your Loan Guide walks you through.   

No personal income verification

DSCR loans qualify with the rental income and spare you the cross border personal income cross examination.

Your very own Loan Guide

They do foreign national loans all the time and love making it happen and supporting you through every step.

Watch the shortest path to a foreign national loan

If applying in 10 minutes sounds too good to be true, watch it unfold here — it’s surprisingly easy.

Reviews

Lender love letters

Outstanding service!

Makalee was awesome to work with and I would gladly work with her again! She was very knowledgeable and she provided outstanding service! Well done Makalee!!!

BrianEdgefield, SC

Makalee is awesome!

Makalee is awesome! I have worked with her on 2 DSCR loans thus far and she has been amazing! Would gladly work with her and the Beeline team in the future! Keep up the good work and the great customer service!

BrianEdgefield, SC

Very helpful

The Beeline team, including Alex, Frank and Aiden, were very helpful through my loan processing to buy my house and they did great. I was very happy to work with them.

KevinGreat Falls, VA

More loan options

Believe it or not — foreign nationals can get loans more easily than US citizens

  • Minimum of 25% down payment for purchase 
  • A valid visa or be from a visa waiver program country 
  • Two credit references (credit card or car loan history)
  • A US bank account

We mostly use DSCR loans (debt service coverage ratio) to qualify with the property’s rental income instead of personal income. 

It can be less than the 25% down payment if you have established US credit history and a work visa. 

After that it’s just a US bank account, two credit references and a US visa (or be from a visa waiver country).  

It’s super easy to get started. Talk to one of our Loan Guides.

Believe it or not — foreign nationals can get loans more easily than US citizens
Not sure?
Chat to a Loan Guide about the shortest path to your foreign national loan
plant
coffee