Rated 4.8 out of 5 on Google
Hundreds of happy homeowners
Lower down payments and lower rates — so you can plan that mega housewarming
Apply in less than 10 minutes
Lower rates and credit scores
Pre-approvals you can count on
Close now and your next refi is free.*
Get the best of both worlds. A 10-minute application and speedy closing now — and the peace of mind knowing you’ve got a free refi* when rates drop in future.
*Terms and conditions here
FHA for the win
The upsides of ownership and cheaper mortgage insurance make FHA a good choice
- Down payment from 3.5%
- Credit score from 580
- Mortgage insurance required
- For primary residences
- There’s a lot to love about FHA loans...
- Firstly, rates are usually lower so that’s nice.
- Then in 2023, mortgage insurance rates went down — so FHA may work out to be cheaper than a conventional loan.
- Down payment starts at 3.5% and lower credit scores get a look in too.
- And how about this — if you’ve had the loan more than 210 days since your first payment and rates drop, you can refi without an income check or appraisal.
Watch the shortest path to your new home
If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.