Google 4.8

FHA loans from your sofa with just 3.5% down

Apply in less than 10 minutes
Lower rates and credit scores
Pre-approvals you can count on
As seen in
logo-forbeslogo-bankratelogo-money
Why go with us?

Lower down payments and lower rates — so you can plan that mega housewarming

Effortless application

Effortless application

Our smart application adjusts to you and asks fewer questions — so you’re done in less than 10 minutes.

Pre-approval you can count on

Pre-approval you can count on

Our pre-approvals are more reliable than typical pre-approvals. They’re 95% likely to close* — so you’re truly ready to purchase.*

Put less down

Put less down

Forget the standard 20% down. With FHA, it’s just 3.5% for FICOs of 580 or more. Hello home ownership!

Fast, stress-free closing

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

*Not all products and options are available In all states. Terms are subject to change without notice. Pre-approval will depend by individual situation.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Could not have been better!

I have never experienced this level of service or attention in my life! My loan guide made the process of getting a loan so easy, I felt like I had a personal assistant doing the work for me! Great rates, great customer service, every concern addressed instantly. I cannot think of any way Beeline could have made my home purchase better!

NathanielProvidence, RI

I'll be using them again

Beeline has a great team and did an amazing job getting my loan closed. I will be using them again.

DanielMelbourne, FL

Closed within 15 days!

They really stepped up when I needed them into and were able to close within 15 days! Outstanding service would definitely use them.

CaseyWillow Park, TX
FHA for the win

The upsides of ownership and cheaper mortgage insurance make FHA a good choice

  • Down payment from 3.5%
  • Credit score from 580
  • Mortgage insurance required
  • For primary residences
  • There’s a lot to love about FHA loans...
  • Firstly, rates are usually lower so that’s nice.
  • Then in 2023, mortgage insurance rates went down — so FHA may work out to be cheaper than a conventional loan.
  • Down payment starts at 3.5% and lower credit scores get a look in too.
  • And how about this — if you’ve had the loan more than 210 days since your first payment and rates drop, you can refi without an income check or appraisal.
The upsides of ownership and cheaper mortgage insurance make FHA a good choice
Not sure?

Chat to a Loan Guide about the shortest path to your FHA loan

plant
coffee