FHA — the easiest way to buy or cash out refi!
Buy with down payments as low as 3.5%.
Lower rates than conventional loans.
It’s time to plan a mega housewarming.
Watch how to apply in under 10 minutes.
As seen in
FHA loans like you’ve never
seen them
Applying is effortless
Our smart application adjusts to you. In 10 minutes you’re done. Next up it’s your pre-approval and loan options.
Get certainty faster.
More reliable pre-approvals and loan options in quick time — then your Loan Guide can help you choose ‘the one.’
It’s easier to get an FHA loan
Down payments start at 3.5%. Income and credit requirements are more generous — plus closing costs are usually lower too.
Fast, stress-free closing.
Your dedicated Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.
Thank you, Nick, TJ, Stephanie and the rest of the Beeline team! You did a fantastic job handling the financing of my recent investment property mortgage in Naples, Florida. It was a pleasure doing business with you and I look forward to working together again in the future!
Big thank you to Mike and Natasha who walked me through my refinance. Best rate. Amazing service. They helped push through for me when I had problems with a slow appraiser. They were helping me the whole time.
Modern online platform that's easy to use and to get assistance with, was looking to finance a small investment property and they have a unique (at least as far as I've seen) DSCFR loan which has a much simpler process and less documentation than traditional investment property loans from banks and better than other online providers.
Wow! What service! Not only did Alex make the process easy, he would give advice and industry insight and even share resources to help me in making good investment decisions. 10 Stars!!
Katherine and Corina did a fabulous job in refinancing my investments, it was easy & we closed yeah!!! Other lenders wanted upfront money & they didn’t, I highly recommend them!
I had the pleasure of dealing with Chelsea and Jamie who are exceptional, hardworking young ladies that completely made this experience one of the best I have had while refinancing an investment property. I highly recommend this company and their staff.
This was my first experience with Beeline to refinance an investment property and they were fantastic to work with. Their online application process is effortless and straightforward. The staff is very helpful and knowledgeable. I have been through this process about a dozen times and Beeline was one of my best experiences. I would highly recommend them to anyone.
FHA has come a long way
Lower rates have always been the main draw for FHA loans.
Then in 2023, mortgage insurance rates went down — so FHA could work out to be more affordable than a conventional loan.
Plus, your down payment can be as low as 3.5%. There’s more flexibility with credit scores too — even if you’ve been bankrupt.
And how about this refi feature? If it’s more than 210 days since your FHA loan’s first payment and rates go down, you can refi without showing income docs or getting an appraisal.
It’s time to stop throwing money away on rent and start making a house warming invite list.
![[object Object]](https://images.prismic.io/beeline/34a81ea9-5bae-4c32-988a-21c3812738a7_welcome.png?ixlib=gatsbyFP&auto=compress%2Cformat&fit=max)
![[object Object]](https://images.prismic.io/beeline/1e57748a-66c7-4eb3-85f6-060e83afd887_letter.png?ixlib=gatsbyFP&auto=compress%2Cformat&fit=max)
Get the green light, not a guesstimate.
Beeline pre-approvals are more reliable than typical pre-approvals. They’re 90% likely to close* — so you’ll be truly ready to purchase.
Take it house shopping knowing it’s not going to disappoint later.
Yours is waiting for you, rates and all — so you’ll be making offers like a boss.
Never feel alone — your Loan Guide will
navigate you the whole way.
Chat to a Loan Guide about a Beeline FHA loan.
![[object Object]](/static/confetti-321d80e5e7cde7cf322cff54ff2cf186.png)
Get the loan out of the way and
get to your happy place.
While we’re a lender, we know the loan itself is less important than taking you where you want to be.
And where’s that?
In your new home, snuggling on the sofa and finding your new local coffee hangout.
FHA loans can take you there...