FHA loans - just 3.5% down, lower rates and credit scores

Why go with us?

Lower down payments and lower rates — so you can plan that mega housewarming

Effortless application

Our smart application adjusts to you and asks fewer questions — so you’re done in less than 10 minutes.

Pre-approval you can count on

Our pre-approvals are more reliable than typical pre-approvals. They’re 95% likely to close* — so you’re truly ready to purchase.*

Put less down

Forget the standard 20% down. With FHA, it’s just 3.5% for FICOs of 580 or more. Hello home ownership!

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

*Not all products and options are available In all states. Terms are subject to change without notice. Pre-approval will depend by individual situation.

Effortless application

Our smart application adjusts to you and asks fewer questions — so you’re done in less than 10 minutes.

Pre-approval you can count on

Put less down

Fast, stress-free closing

*Not all products and options are available In all states. Terms are subject to change without notice. Pre-approval will depend by individual situation.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Katie and Corina were great

Katie and Corina were great. Really appreciate it!

TevaLenox, MA

Excellent experience

Excellent experience. Streamlined, efficient, questions and concerns were explained and resolved immediately.

DonnaBel Air, MD

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

FHA for the win

The upsides of ownership and cheaper mortgage insurance make FHA a good choice

Down payment from 3.5%
Credit score from 580
Mortgage insurance required
For primary residences

There’s a lot to love about FHA loans...
Firstly, rates are usually lower so that’s nice.
Then in 2023, mortgage insurance rates went down — so FHA may work out to be cheaper than a conventional loan.
Down payment starts at 3.5% and lower credit scores get a look in too.
And how about this — if you’ve had the loan more than 210 days since your first payment and rates drop, you can refi without an income check or appraisal.