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FHA loans from your sofa with just 3.5% down

Apply in less than 10 minutes
Lower rates and credit scores
Pre-approvals you can count on
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Why go with us?

Lower down payments and lower rates — so you can plan that mega housewarming

Effortless application

Effortless application

Our smart application adjusts to you and asks fewer questions — so you’re done in less than 10 minutes.

Pre-approval you can count on

Our pre-approvals are more reliable than typical pre-approvals. They’re 95% likely to close* — so you’re truly ready to purchase.

Put less down

Forget the standard 20% down. With FHA, it’s just 3.5% for FICOs of 580 or more. Hello home ownership!

Fast, stress-free closing

Your Loan Guide and Beeline Tracker make sure there’s less back and forth and you’re always in the loop.

Watch the shortest path to your home loan

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.

Reviews

Lender love letters

Would totally work with Beeline again.

Fast and Responsive! Everyone at Beeline was helpful and the process went smoothly. They quickly responded to all of my questions, and provided the best rates I could find. Would totally work with Beeline again. Thanks Alex!

EarlChicago, IL

5 star team!

I was looking to get financing on a property that I owned. I checked out several online mortgage sites and ended up selecting Beeline. Having never used an online service I started out a bit skeptical. It turned out to be a wonderful and easy process from start to finish. Every person that I spoke with was helpful and knowledgeable. Even when an unusual problem arose through no fault of Beeline they worked quickly and had it resolved in a few hours. I was especially grateful to the help I received from Mo Agrawal, Aiden Lerner and Cody Sellers. All three were 5-star and greatly appreciated.

MikeCincinnati, OH

Great to work with

Beeline was great to work with. Makalee was very responsive and helpful through the process. I bought my 3rd property with Beeline and will most definitely call Makalee for my next one!

ThomasQuincy, MA
FHA for the win

The upsides of ownership and cheaper mortgage insurance make FHA a good choice

  • Down payment from 3.5%
  • Credit score from 580
  • Mortgage insurance required
  • For primary residences
  • There’s a lot to love about FHA loans...
  • Firstly, rates are usually lower so that’s nice.
  • Then in 2023, mortgage insurance rates went down — so FHA may work out to be cheaper than a conventional loan.
  • Down payment starts at 3.5% and lower credit scores get a look in too.
  • And how about this — if you’ve had the loan more than 210 days since your first payment and rates drop, you can refi without an income check or appraisal.
The upsides of ownership and cheaper mortgage insurance make FHA a good choice
Not sure?

Chat to a Loan Guide about the shortest path to your FHA loan

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