FHA loans from your sofa with just 3.5% down

Forget the standard 20% down. With FHA, it’s just 3.5% for FICOs of 580 or more. Hello home ownership!

Rated 4.8 out of 5 on Google

Hundreds of happy homeowners

Simple

Beeline made the home buying process easy and simple. Would highly recommend to anyone looking to get a loan.

ArslanClarksburg, MD

Looking forward to the next!

As always, it’s a pleasure working with Mo Agrawal and Aiden Lerner @ Beeline. Yet another successful and SMOOTH transaction. Looking forward to the next! Thank you, Mo & Aiden.

OmarPhiladelphia, PA

They know what they're doing!

Mo Agrawal And Aiden Lerner were the best people to work with!!! So smooth and they truly know what they are doing with communication and helping

TalonYoungsville, LA

Lower down payments and lower rates — so you can plan that mega housewarming

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FHA for the win

The upsides of ownership and cheaper mortgage insurance make FHA a good choice

  • Down payment from 3.5%
  • Credit score from 580
  • Mortgage insurance required
  • For primary residences
  • There’s a lot to love about FHA loans...
  • Firstly, rates are usually lower so that’s nice.
  • Then in 2023, mortgage insurance rates went down — so FHA may work out to be cheaper than a conventional loan.
  • Down payment starts at 3.5% and lower credit scores get a look in too.
  • And how about this — if you’ve had the loan more than 210 days since your first payment and rates drop, you can refi without an income check or appraisal.
The upsides of ownership and cheaper mortgage insurance make FHA a good choice

Watch the shortest path to your new home

If applying in 10 minutes sounds too good to be true, watch it unfold in this quick video.