In this episode of the Home Run Podcast, Alexander Sendek is joined by Beeline loan pros Chelsea Herkert, Makalee Bethard, and Rob Floyd III to break down the loan topics that confuse borrowers the most — and how to make smarter financing decisions.
In this Beeline Brains Trust episode, we unpack common investor questions and overlooked loan options (including one made for the self-employed).
Here’s what you’ll learn:
🛑 Pre-payment penalties — What they are, when to use them, and how they can lower your rate (especially for long-term holds).
💰 Loan points — Why paying points upfront is back on the table in 2025, and how to calculate if it’s worth it for your goals.
🔍 How to compare lenders — What part of the loan estimate actually matters, and how to avoid mismatched quotes. Spoiler alert: it’s Section A!
📑 Bank Statement Loans — The flexible, tax-return-free option self-employed borrowers need to know about.
Whether you're building a portfolio or just want to get clear on your options, this episode is packed with unmissable insider tips from people who’ve seen it all.
