Google 4.7

Surprisingly easy home loans for foreign nationals

Just 25% down plus three easy things
Use personal or rental income
Turbo charge your US portfolio
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Why go with us?

Get access to 30-year fixed loans just like a US citizen

Light application and docs

Light application and docs

Apply online if you have a US cell and address. If not, your Loan Guide walks you through.   

No personal income verification

DSCR loans qualify with the rental income and spare you the cross border personal income cross examination.

Your very own Loan Guide

They do foreign national loans all the time and love making it happen and supporting you through every step.

Watch the shortest path to a foreign national loan

If applying in 10 minutes sounds too good to be true, watch it unfold here — it’s surprisingly easy.

Reviews

Lender love letters

Fast, flexible, transparent mortgage process

Great service. Great experience. Fast, flexible, transparent mortgage process.

MaryCharlotte, NC

In good hands

Highly recommend! Had an excellent experience - smooth, strait forward, and felt totally taken care of and in good hands by the whole team, especially Drew. So thankful we found Beeline, they really made the process the best it could be! (pun not intended)

JustinNorth Attleboro, MA

Extremely helpful

Rob and Aiden were wonderful to work with. They were extremely helpful in every step of the process. They worked hard to get my loan closed in a fast and efficient manner. Thank you to both for making my experience great. I highly recommend!!

RyanTroy, OH
More loan options

Believe it or not — foreign nationals can get loans more easily than US citizens

  • Minimum of 25% down payment for purchase
  • A valid visa or be from a visa waiver program country
  • Two credit references (credit card or car loan history)
  • A US bank account
  • We mostly use DSCR loans (debt service coverage ratio) to qualify with the property’s rental income instead of personal income.
  • It can be less than the 25% down payment if you have established US credit history and a work visa.
  • After that it’s just a US bank account, two credit references and a US visa (or be from a visa waiver country).
  • It’s super easy to get started. Talk to one of our Loan Guides.
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Not sure?
Chat to a Loan Guide about the shortest path to your foreign national loan
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