Refi with Beeline
Get cash out
Lower your repayments
Reduce your loan term
Get co-browse PIN
Browse the topics below.
Prefer to chat?
Monday to Friday from 8am — 6pm EST
Is Beeline a lender?
Why should I use Beeline?
How is Beeline different to other lenders?
Is Beeline safe to use?
Where is Beeline located?
Why does Beeline exist?
Who’s behind Beeline?
Will Beeline service my loan?
How much faster is Beeline compared to other lenders?
How does Beeline work?
How does Beeline work?
How is Beeline able to streamline the process so much?
How fast can Beeline close my loan?
What do I need to apply?
What do I need to apply the manual way?
Do I have to talk to someone or can I fly solo?
Can I use Beeline if I’m applying with someone else?
Can I use Beeline if I'm self-employed?
Will applying with Beeline affect my credit?
What credit score do I need to get approved?
What is a Purchase-Ready Approval?
Why is a purchase-ready approval better than a normal pre-approval or pre-qual letter?
How long does it take to get a purchase-ready approval letter?
Is it free to get a purchase-ready approval?
How long does my purchase-ready approval letter last?
Will a realtor take a purchase-ready approval more seriously?
Can I get a purchase-ready approval even if I'm not sure I'm ready to proceed?
Types of loans
What kind of loans can I get with Beeline?
What type of home loan is best for me?
Can I use Beeline to buy a condo?
Can I use Beeline to buy an investment property or second home?
Does Beeline do HELOCs or second mortgages?
Does Beeline do Texas Cash Out Home Equity Loans?
Does Beeline do Jumbo loans?
Are there loans available for a first-time home buyer?
What is an FHA home loan?
Can I use Beeline to buy a mobile or manufactured home?
Does Beeline do VA or USDA loans?
Does Beeline do construction loans?
The Beeline Price Pact
What is the Beeline Price Pact?
What do I do if I find a cheaper rate/price?
What's the fine print for the Beeline Price Pact?
How is Beeline able to offer such low rates?
What does it cost to get a loan from Beeline?
Will my rate change from the rate I was offered?
What are points and credits?
How does Beeline work out my interest rate?
What is the difference between a fixed-rate and adjustable-rate mortgage (ARM) loan?
Costs and fees
What's a Loan Estimate (LE)?
Does Beeline charge lender fees?
Does Beeline charge loan origination fees?
Will I need mortgage insurance?
How much should I allow for closing costs?
What is included in my monthly loan payment?
What fees and costs can I expect with Beeline?
How do I know the payoff amount of my current home loan?
Your Beeline Loan Guide
What does a Loan Guide do?
Do I need a Loan Guide?
When am I assigned my Loan Guide?
How do I reach my Loan Guide?
What if I don't have a home picked out yet?
How much can I borrow?
What if I'm not working with a realtor?
How long does the purchase process take?
Why is Beeline's closing process so much faster than other lenders?
What is a refinance?
What kind of refinance loans can I get with Beeline?
Can I get a home equity line of credit (HELOC) with Beeline?
Can I use Beeline to refinance a mobile or manufactured home?
Can I use Beeline to refinance a condo?
Can I use Beeline to refinance a second home or investment property?
Does Beeline charge prepayment penalties for refinance?
How does my credit score affect my home loan?
How can I get my credit report?
What is a hard credit check?
What if I think my credit score is incorrect?
What if I don't recognize a credit line that's listed on my report?
How do I contact the credit bureaus?
How do multiple credit checks work?
How do you choose which credit score to use?
What happens to the credit score if I’m buying with a co-buyer?
Is my credit score too low to apply?
Applying with Beeline
What is a Beeline Profile?
Where can I sign in to my Beeline profile?
Do I have to apply in one session or can I stop and pick up where I left off later?
I don't know how much I can afford, can I still get a purchase-ready approval?
How much down payment do I need?
Can I get a purchase or refi-ready approval even if I'm not sure I'm ready to proceed?
Is there an application fee?
Am I committed to Beeline when I get a purchase or refi-ready approval?
Does a human look at my bank transactions?
Will Beeline be sharing or selling my personal information?
Locking your loan
What does ‘locking’ a rate mean?
Can I choose a different rate or loan product after I lock?
What if rates go down after I've locked?
What if my lock expires before my loan is closed?
Why do I need to lock a rate?
Why do I need an appraisal?
How does Beeline do appraisals?
Can I use or transfer a recent appraisal?
How long does an appraisal inspection take?
Got a specific question? Lay it on us.